• Indexed Annuities

  • Indexed annuities may help secure retirement

    Indexed annuities from Protective are designed to help you plan and secure your retirement by allowing opportunity for your money to grow - with protection to limit the risk to your investment.

  • Benefits of indexed annuities

  • Fixed and market-linked growt

    Fixed and market-linked growth

    Indexed annuities may offer a guaranteed minimum interest rate. Because some investment strategies are tied to a stock market index, they also offer growth potential beyond the minimum rate.

  • Access to money

    Access to money

    With an indexed annuity, you may be able to withdraw up to 10% of the contract value each year with no surrender charges.* However, amounts not withdrawn under this provision within a given year may not carry over to the next.

  • Choice of income options

    Choice of income options

    Annuity payouts can be set up for a fixed amount of time or guaranteed for life. You can also have lifetime coverage with a certain period guaranteed - so if you pass during this time, payments continue to your beneficiary.

  • *The contract value after each withdrawal must be at least $10,000.

    Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59 ½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals.

  • What makes indexed annuities from Protective different?

    At Protective, we offer multiple strategies to take advantage of market gains while limiting downside risk.

  • Get your indexed annuity from a stable carrier you trust

    The guarantees offered in an annuity are backed by the strength of the issuing insurance carrier. That makes it even more important to choose a carrier you can trust.

    Protective Life has more than 100 years of serving customers like you who trusted in our financial strength and stability. To learn more about available annuity options, call 1-800-833-8991.

  • See if an indexed annuity is right for you

    • If you want the potential to grow your retirement nest egg, but are concerned about the volatility of the stock market, an indexed annuity may be right for you.
    • If you want to secure an income stream for retirement, but want the potential to continue to grow your money with limited risk, you might consider an indexed annuity.

  • Why choose Protective Life for your indexed annuities?

    When you purchase an annuity for retirement, you begin a long-term relationship with a life insurance company. You want to be sure that company has the experience, character and strength to serve you now and in the future. You want to be confident that company will back its promises for the long term. Protective Life’s commitment to help you protect tomorrow is backed by more than 100 years of serving customers like you, as well as our financial strength and stability.

  • Get a retirement annuity with Protective Life

  • Protective Life offers a wide variety of annuities to meet your needs. To learn more about available annuity options, call 1-800-833-8991. For more information on annuities, visit our learning center.

  • The Learning Center can help you get smart about retirement annuity options

  • What is an annuity?

    Need more info about annuities? We can help.
    Read More.

  • 3 tips for selecting an annuity

    Choosing an annuity is easier when you know what to look for.
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  • 7 annuity payment options

    Make sure you understand how you can fund an annuity.
    Read More.

  • An indexed annuity is not an investment in an index, is not a security or stock market investment and does not participate in any stock or equity investments.

    Annuities are not a deposit, not insured by any federal government agency, carry no bank or credit union guarantee, are not FDIC/NCUA insured and may lose value.

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